The goal of our Foreclosure Department is to provide the real estate lending community with means to successfully

protect and recover their investments in accordance with the law, while maintaining the utmost professional and ethical standard with respect to the defaulted borrower. This is achieved by commencement of the non-judicial foreclosure process prescribed by California Law.

A non-judicial foreclosure is used to enforce the “power of sale” clause of a deed of trust. A "power of sale" clause is the borrowers’ agreement to the sale of the securing property in the event of their default. A default is essentially the borrowers’ failure to carry out the terms of the note and deed of trust as agreed. This includes, but is not limited to, the following breaches:

failure pay monthly payments in a timely fashion default on a senior lien failure to maintain fire insurance failure to pay property taxes on time

Our staff has been processing foreclosures since 1988 and we have never had a trustee's sale "set aside" because of procedures. We are able to conduct foreclosures on real property located anywhere in the State of California. As active members of the United Trustee's Association (formerly California Trustee's Association), we stay constantly updated on the changes occurring in the California Civil Code as well as current case law, both of which govern non-judicial foreclosures.

We have the knowledge, skills, and experience to handle the most difficult foreclosures in an efficient and timely manner. When choosing a trustee, keep in mind that the process is the same for all and that all fees are regulated by State law. The difference comes in the service the lender will receive. Service is in our name and service is what we will provide.

To discuss your file with our Foreclosure Officer, please call (800) 378-4388 or email us. To submit your file to our Foreclosure Department, please click the button above.