Follow these simple steps to begin foreclosure with Redwood Trust Deed Services, Inc. If you have any questions or you are unable to print from your computer, please call (800) 378-4388. You may also call to have us prepare the forms for you, or setup an appointment with our Foreclosure Officer.

	Download and fill out the Declaration of Default. (Requires Adobe® Acrobat Reader®)
	Print and sign the Declaration
	Prepare copies of loan documents (whichever apply - note, deed of trust, assignments, servicing agreement, modification agreement, etc.)
	FAX these documents (including Declaration of Default) to 1-800-378-4845 or mail them to our address shown below.

After you submit your file to our Foreclosure Department, our foreclosure officer will review the documents and contact you with any questions. The next step typically involves the lender designating Redwood Trust Deed Services, Inc. as the new Trustee on the Deed of Trust by signing before a Notary Public a Substitution of Trustee. This document will be prepared and recorded by our Foreclosure Department, and free notary is also available to our local clients.

As the Trustee on the Deed of Trust, we will have the authority to carry out the lender's instructions with respect to the borrowers’ breach, and a Notice of Default can be prepared and recorded, giving the borrower a constructive notice of the lender’s intent to conduct a sale of the securing property. Our foreclosure officer will be in contact with the lender throughout the entire process, which can be as long as four months (typical time from the day of recording of Notice of Default to the date of Trustee's Sale).

During these four months the borrowers may reinstate the loan. At that time they may have to provide evidence that the other obligations under the terms of the deed of trust are being followed, - i.e. proof of senior lien(s), property taxes, and/or fire insurance being current. The borrowers may also pay your loan off in full while in foreclosure.

When a loan is submitted to our Foreclosure Department, we will answer all of the questions the lenders may have regarding the foreclosure process. We commit to each individual foreclosure file with utmost care and attention, and you will experience excellent service from the day your loan is submitted to the time the foreclosure is complete.